A whole financial team, one calm app.
Every surface answers a real question about your money — and Advice AI ties it all together.
Grounded, cited, honest
Advice AI
Ask anything about your money in plain language. MoneyWealth AI reads your real transactions, budgets and accounts, answers with the exact figures, and shows you what it checked — and tells you honestly when it doesn't know.
- Cites the data behind every answer
- Never invents balances or numbers
- Streams replies in real time
Know before month-end
Budgets
Set a monthly limit per category and watch your pace live. MoneyWealth AI warns you as you approach a limit — not after you've blown past it.
- Live pacing vs. limit
- Approaching-limit alerts
- Real Plaid categories
Reverse-engineered for you
Goals
Name a target and a date; we work out the exact monthly amount to get there and track your progress, flagging when you drift off pace.
- Auto monthly target
- On-track / behind signals
- Progress at a glance
Snowball vs. avalanche
Debt payoff
See your debt-free date, compare strategies side by side, and watch how an extra payment changes the interest you'll pay.
- Payoff timeline
- Interest saved, quantified
- Add-a-payment what-ifs
Clarity, not trade tips
Portfolio
Allocation, drift and concentration at a glance, with unrealized P/L — purely informational, never a directive to buy or sell.
- Allocation & sector exposure
- Concentration flags
- Rebalance gaps
Quiet, respectful
Proactive alerts
Overspend, unusual charges and goal milestones reach you the moment they matter — and stay silent during your quiet hours.
- Unusual-transaction detection
- Goal milestones
- Quiet hours & channel control