Privacy Policy

Last updated June 2026

Template for review — replace with counsel-approved language before launch.

This policy explains what we collect, why, and your choices. We collect only what's needed to run MoneyWealth AI and never sell your data.

What we collect

Account details (email, name), your financial data retrieved read-only via Plaid (transactions, balances, accounts), and product usage needed to operate and improve the service. Bank access tokens are encrypted at rest.

How we use it

To power your dashboards, budgets, goals and Advice AI; to send notifications you opt into; and to keep the service secure. We do not sell your personal information.

Advice AI

Your questions and relevant account data are processed to generate grounded answers. Advice AI only accesses your own data.

Sharing

We share data only with processors that run the service (e.g. Plaid for bank connectivity, infrastructure and email providers) under contract, or when legally required.

Your rights

Access, export or delete your data anytime from settings. Deleting your account purges your data and revokes bank connections.

Contact

Questions? Email privacy@moneywealth.ai.