Start free. Upgrade when it pays off.
No card to begin. Cancel anytime. Every plan is encrypted and read-only.
Questions, answered
Is there really a free plan?+
Yes. The Free plan includes every dashboard, budgets and goals, and 100 Advice AI messages a month — no card required to start.
Can I cancel anytime?+
Anytime, from your settings. Paid plans are month-to-month (or annual if you choose), and you keep access until the end of the period.
How is my financial data protected?+
Bank connections are read-only via Plaid, access tokens are encrypted with AES-256-GCM, and your data is isolated per account at the database level. See our Security page.
Does Advice AI give financial advice?+
MoneyWealth AI provides grounded, educational information based on your real data — not personalized financial, investment, tax or legal advice.
What happens to my data if I cancel?+
You can export or delete your data anytime. Deleting your account disconnects your banks and purges your data.